If someone is particularly important to the story, you can stat them out just like a PC. This is appropriate for someone who the PCs will deal with a lot, such as an ally, a rival, the representative of a powerful group, or a Big Bad.

A major NPC doesn’t necessarily follow the same limits as a starting PC. If the NPC is going to be a recurring boss-level threat, give them a higher peak skill (see Setting Difficulty and Opposition on page XX), more stunts, and whatever else it takes to make them a danger.